Starting an Adventure towards Financial Literacy
June 19, 2017
Howdy!
We are all interested in learning something about finances and
investments, right? Do you want to know where to park that extra cash? Or do
you want to find ways to get out of the 8-to-5 routine? Is this just to make
you look more financially savvy in front of your friends? Well whatever
reasons you have, we gotta jumpstart the engine and begin somewhere. And I
believe the time is now! Or not (well it really depends on you, guys).
I created The Financially Literate Juan for the sole purpose of
imparting little bits and pieces of financial knowledge to every Juan,
especially for those young Pinoys and Pinays who are just starting in their
financial adventure. Though a little bit of disclaimer first, I am not claiming
that I’m an expert, registered financial adviser or whatever. I can say though
that I know a thing or two about investments and finances. Everything that I’ll
be writing here is gained from personal experience and diligent (and sometimes
borderline obsessed) research.
It is very, very sad (I can’t stress it enough) to see that many
Filipinos are struggling just to make ends meet. And it is not because they are
not smart, but rather because they are financially illiterate (sorry for the
harsh term). I saw these situations personally IRL and these actually
happen even to those who have white-collar jobs (e.g. professors, doctors,
engineers) which supposedly have higher salaries compared to others. My point
is that no one should be financially illiterate especially in this Age of
Information. It is also mind boggling to look into the statistics
that less than 1% of the Philippine population invests in the
stock market. Many are afraid indeed, especially with the things they do not
know. What's the solution? Stop cutting corners and be more financially
educated. Please do yourself a favor and stop making excuses.
So from here on out, I’ll be blogging things related to personal
finances on my own perspective. Hopefully this blog can serve as a starting point
for any Juan out there dreaming to get out of the rat race. Whether you just
graduated in college, lost in your current finances, or are already financially
stable, I really do hope that this blog can help you in one way or another. As
Bruce Barton once said, “The most important thing about getting somewhere
is starting right where you are”.
May the financial Force be with us all. See you around!
Much love,
Elmer
P.S. Hopefully you didn’t get bored yet! Well, this is just the introduction part. No technical stuff yet.
P.P.S. Hope you’ll stick around for the next entries. I’ll try my best to share what I know.
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